For many people, simply beginning to plan for the future is the biggest challenge to accomplishing that goal. Even for those who have made smart steps regarding financial planning, taking the other steps that are typically part of estate planning can be difficult. There always seems to be more time.

Putting in place a well-crafted estate plan now can help ensure that:

• Your wishes are respected regarding your own future — Estate planning instruments such as advance health care directives and durable powers of attorney for financial affairs can ensure that, should you no longer be able to make decisions for yourself, decisions about your care and your finances will be made by the person of your choosing.
• Wills and trusts direct your estate and avoid conflict — Stating your intentions for your estate in a valid will or trust allows you to control who benefits from your estate and minimizes the opportunity for conflict.

An effective estate plan can also be used as a clear way of communicating your wishes regarding long-term care. It can also lay out a sound financial plan that will allow you to afford the care you need without unnecessarily depleting your assets and losing your home. When the time comes to establish your estate plan, secure the guidance of skilled professionals who have focused their careers on helping people build exceptional estate plans.