Long-term care is incredibly expensive. Paying for it is often the most challenging issue for seniors and their families. Even with people doing everything they can to prepare for the future, it may not be enough. You need to consult professionals who can help you understand how to take the steps you need now to make sure you are best prepared and to help you pay for the costs of care that are currently facing you.

The cost of long-term care could destroy your retirement plans. It does not have to. Sound financial planning can help you:

• Plan for the future — Take steps now to ensure that you are prepared for the potential expenses of long-term care. Protect your retirement from being derailed by high cost care.
• Meet current needs — If you are already retired and you find yourself facing long-term care costs that exceed what you planned for, we can help. We can help you to optimally arrange your finances and assets. We can also help you pursue benefits such as Medi-Cal, Medicare and veterans benefits, including Aid and Attendance.

Ensuring that you or your senior loved ones are able to afford the care that is needed as they progress through the continuum of care is a challenge that calls for experienced guidance. While most of us understand how to manage our finances, properly structuring our assets so as to maximize benefits such as Medicare, Medi-Cal and veterans benefits can require assistance from professionals who are skilled in helping people protect their assets and property and securing long-term care benefits.